Cost of Living Support
Support your employees through the Cost of Living crisis by delivering a bespoke benefit solution that makes everyday expenses that little bit easier to afford.
The impact of the cost of living crisis
Rising everyday costs continue to put pressure on employees across every area of life. Energy, fuel, food, drink and clothing are just some of the areas seeing massive price rises.
For employers, the pressure families are feeling can show up in reduced focus and engagement at work and greater absence rates as employees struggle to cope with the stress of balancing their finances.
At Bravo Benefits, we help employers build cost-of-living support that makes a practical difference.
Rather than relying on one standalone perk, we help you create a joined-up package of benefits that helps employees save money, access useful support and feel more financially secure.
With financial troubles eased, employees are free to focus on their work, ensuring your organisation thrives.
Retail Discounts
Help employees save money on everyday items through exclusive discounts and cashback from hundreds of well-known retailers.
Cycle to Work Scheme
Enable employees to get a new bike and cycling equipment through a tax-efficient salary sacrifice scheme, helping them spread the cost while saving money on tax and National Insurance.
Gym Discounts
Help employees access discounted gym memberships and fitness services at thousands of locations nationwide, as well as savings on online fitness and wellbeing providers.
Tech Benefits
Help employees save money on tech items that support modern living through a salary sacrifice scheme.
Car Leasing
Enable employees to drive a brand-new car through a salary sacrifice scheme, with fixed monthly payments and no upfront deposit.
Financial Wellbeing
Support employees with practical tools and education to help them manage money confidently and plan for the future.
Everyday Health Cash Plan
Help employees claim money back on everyday healthcare costs such as dental treatment, eye care, physiotherapy, and more.
Dental Payment Plans
Make dental care more affordable by spreading the cost of preventative and routine treatment, helping employees maintain their health without high one-off costs.
A more thoughtful approach
Many providers focus on individual perks in isolation.
We take a more strategic approach, helping you build a coordinated set of benefits that work together to reduce financial pressure.
This ensures your employees receive meaningful support across everyday spending, essential services, and longer-term financial wellbeing – not just occasional discounts.
Every Bravo Benefit’s client is also supported by a dedicated Client Success Manager, providing a personal, proactive service at every step. From implementation to ongoing support, we help ensure your benefits continue to deliver real value to both your employees and your organisation.
A well-designed cost-of-living support package can help you:
- Improve employee engagement.
- Strengthen retention.
- Support wellbeing.
- Increase the visibility and value of benefits.
- Create a more stable, resilient workforce.
Salary sacrifice as part of the solution
Salary sacrifice can play an important role in cost-of-living support by helping employees access valuable benefits more tax efficiently, while also creating National Insurance savings for employers.
Beyond pensions, benefits such as electric vehicles, tech benefits and cycle to work can all support a wider strategy that delivers value to both employer and employee.
Used well, salary sacrifice can help employers improve affordability, stretch benefits budgets further and connect cost-of-living support with wider wellbeing, retention and ESG goals.
Cost of living support that strengthens your business
We will help you build a benefits package that eases financial pressure, adds real value for employees and supports a more resilient business.
FAQs
Cost-of-living support for employees includes benefits that help reduce everyday expenses, such as retail discounts, salary sacrifice schemes, healthcare support, and financial wellbeing education. These benefits help employees manage financial pressure and improve long-term financial stability.
Financial stress can affect employee wellbeing, productivity, and retention. Providing meaningful support helps employees feel more secure, focused, and valued, contributing to a more engaged and stable workforce.
The most effective benefits are those that reduce essential everyday costs, including retail discounts, Cycle to Work schemes, car leasing, healthcare cash plans, and financial wellbeing support.
Bravo Benefits helps employers build coordinated benefit strategies that provide meaningful cost-of-living support. Every client is supported by a dedicated Client Success Manager, ensuring benefits remain effective, relevant, and valuable over time.
Not always. Salary sacrifice benefits like Cycle to Work and Car Leasing can generate National Insurance savings. This allows employers to support employees financially without increasing salary costs, while improving engagement and retention.
Yes. Salary sacrifice can help employees access certain benefits more tax efficiently, while also creating National Insurance savings for employers.