Financial Protection
Providing the support to keep your employees resilient and your business moving.
Support long-term financial wellbeing
Financial protection benefits help employers support their people when life takes an unexpected turn, while protecting the business from the impact of long-term absence, illness or loss.
At Bravo Benefits, we help you build a financial protection strategy that gives employees meaningful support and gives your business greater resilience. That can include core protection policies, added-value wellbeing services, and salary sacrifice options that improve value for both employer and employee.
Why it matters
A strong financial protection offering does more than provide cover. It helps you create a benefits package that supports your employees through some of life’s most difficult moments, while also strengthening retention, improving perceived value, and reducing the financial impact of sickness absence on the business.
For employers, the right approach can help to:
- Support employees and their families when they need it most.
- Strengthen attraction and retention.
- Reduce the cost and disruption of long-term absence.
- Improve workforce resilience and confidence.
- Add more value to your wider benefits strategy.
What we help employers put in place
We support employers with financial protection solutions that can be tailored to their workforce, objectives and budget.
Group Life Insurace
A simple, cost-effective way to offer peace of mind for employees and their families. Provide a lump sum to an employee’s loved ones if they die while employed.
Group Critical Illness Cover
Ease financial pressure when life changes suddenly. Group Critical Illness Cover pays a lump sum if an employee is diagnosed with a serious condition.
Group Income Protection
Income security during long-term absence. Group Income Protection replaces a proportion of an employee’s income if illness or injury prevents them from working for an extended period.
Private Medical Insurance
Debt Advice
Confidential guidance and support to help employees manage debt, budgeting and money worries with confidence.
Financial Education
The Financial Wellbeing platform provides employees with the tools, skills, and support they need to build financial confidence, reduce stress, and plan for a brighter financial future.
Business Protection
More than insurance cover
Salary sacrifice that supports value and resilience
Financial protection can also sit alongside salary sacrifice arrangements that help employees access valuable benefits more tax efficiently, while creating National Insurance savings for the business.
Beyond pensions, salary sacrifice can support benefits such as:
- Electric vehicle schemes
- Cycle to work
- Holiday purchase
- Financial guidance vouchers
Used in the right way, salary sacrifice can help employers stretch budgets further, improve engagement with benefits, and connect financial protection with wider wellbeing, retention and ESG goals.
A joined-up approach for employers
The most effective financial protection strategy is not just about selecting products. It is about designing support around your people, your absence policies and your wider business goals.
We help employers take a joined-up approach, bringing together protection, practical support and cost-efficient benefit design so that your employees feel supported and your business is better prepared for change.
Looking at your financial protection options?
We will help you shape a solution that supports your employees, strengthens resilience and delivers value for your business.
